DIMOCO Direct Carrier Billing
DIMOCO: European-wide regulated payment institute for Direct Carrier Billing

DIMOCO, founded in 2000 is a European-wide regulated payment institute for DCB and holds a payment service license from the Austrian Financial Market Authority (FMA), passported to all 28 EU member states.
As a trusted partner of mobile network operators, it enables over 1.5 billion subscribers to purchase goods and services from merchants and aggregators with their mobile devices, charged via the operators’ billing system.



Headquartered in Vienna, Austria, with offices in Germany, Greece, Hungary, Italy & Spain, we perform hundreds of millions of mobile transactions in 37 countries through our 125 MNO connections.


DIMOCO holds a unique position in the industry as one of the first companies to become a regulated payment institute.

In 2016, DIMOCO was awarded a payment service act license by the Financial Market Authority Austria (FMA), passported to all EU Member States and transferred into a PSD2 license in 2018.

In 2015, the European Parliament adopted the European Commission adopted the Payment Service Directive (PSD), proposed by the European Commission to create safer and more innovative European payments. In 2016, PSD1 was updated to the Payment Service Directive PSD2 (EU Regulation 260/2012).

PSD2 is a fundamental piece of the payments-related legislation in Europe. In force since January 2016, it aims to enhance security, competition and efficiency, while providing the consumer with more choice in a secure environment of European (EU) level practices sand contributors, and simultaneously encouraging lower prices for payments.

The rules aim to enhance the protection of consumers when they pay online for goods and services, promote the development and use of innovative online and mobile payments, and make cross-border European payment services safer.

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