DIMOCO Direct Carrier Billing
DIMOCO: European-wide regulated payment institute for Direct Carrier Billing

DIMOCO, founded in 2000 is a European-wide regulated payment institute for DCB and holds a payment service license from the Austrian Financial Market Authority (FMA), passported to all 28 EU member states.
As a trusted partner of mobile network operators, it enables over 1.5 billion subscribers to purchase goods and services from merchants and aggregators with their mobile devices, charged via the operators’ billing system.



Headquartered in Vienna, Austria, with offices in Germany, Greece, Hungary, Italy, Switzerland & Spain, we perform hundreds of millions of mobile transactions in 48 countries through our connections to 210 MNO connections.


DIMOCO holds a unique position in the industry as one of the first companies to become a regulated payment institute.

In 2016, DIMOCO was awarded a payment service act license by the Financial Market Authority Austria (FMA), passported into all EU Member States and transferred into a PSD2 license in 2018.

In 2015, the European Parliament adopted the European Commission proposal to create safer and more innovative European payments. The PSD1 was updated to the Payment Service Directive PSD2 (EU Regulation 260/2012).

The Payment Services Directive (PSD2) is a fundamental piece of the payments-related legislation in Europe, in force since January 2016. The future directive is a legacy of the original Payment Service Directive (PSD) and aims to enhance security, competition, efficiency, whilst providing the consumer with more choice in a secure environment to European (EU) level practices and contributors currently unregulated in the EU, and encouraging lower prices for payments.

The new rules aim to enhance the protection of consumers who they pay online for goods and services, promote the development and use of innovative online and mobile payments, and make cross-border European payment services safer.

In November 2015 the Council of the European Union passed PSD2. Member states will have two years (2018) to incorporate the directive into their national laws and regulations.

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